January26

FAFSA Freak Out

While dorm move-in day is months away, now is the time for college applicants hoping to receive financial aid to complete the much-maligned Free Application for Federal Student Aid (FAFSA). While each school sets its own financial aid due date, some of the money is available on a first-come, first-serve basis, so it’s time to get busy!
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January24

Super Mario to the Rescue, Greek Election, Fed Fun

After four years of doing absolutely nothing to propel the moribund Euro Zone economy, European Central Bank President Mario Draghi (aka Super Mario) finally unveiled the ECB’s version of bond buying last week, where it will buy €60 billion ($68 billion) of bonds a month in an effort to boost stagnant growth and fight falling
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January23

#203 Who’s Watching Financial Fiduciaries?

We always talk about the importance of working with fiduciary advisors, but who’s keeping tabs on them? Guest and current FPA President Ed Gjertsen weighs in on the question. He says that the oversight is conducted by a trio of entities: the CFP Board of Standards, the SEC and FINRA. Ed also discussed why he and the
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January21

Mortgage Market: What you Need to Know to Close a Loan in 2015

Fears over a global slowdown may have stock investors wishing for the merry go-round instead of the roller coaster, but bond investors have been thrilled. In fact, the recent unrest has meant that investors are pouring money into the US government bond market, which drives prices higher and yields lower. As of this writing, the
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January17

Will the US Become the Next Deflation Nation?

Since the Great Recession, the Federal Reserve has worked hard to boost the economy. Part of the Fed’s mission was to keep core inflation (the price of goods and services excluding food and energy), at a pace of two percent annually. Although there have been instances over the past six years when either energy or
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January16

#202 Downsizing, Dollar Cost Averaging

Oh sure, I wanted to call this episode, “Islanders Shutout Rangers,” but this is a financial, not a sports show…and after all, I can only torture Mark so much. After a brief recap of the game, we spoke with Tom (a Bruins fan), who needed help deciding whether or not he should downsize prior to retirement.
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January10

Dec Jobs Report: Dude, Where’s My Raise?

It’s official: 2014 was the best year for job growth since 1999, with a total of 2.952 million non-farm jobs created. The Labor Department reported that the U.S. economy added 252,000 jobs in December and the unemployment rate dropped to 5.6 percent, the lowest level since June 2008. That said, the labor market still remains
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January09

#201 New Year’s Reallocation, Student Loan Forgiveness

Forget New Year’s resolutions; we’re doing New Year REALLOCATIONS! Shane kicked off the conversation with a good problem: What to do with $500K in cash? One easy place to start: A diversified portfolio, that takes into account risk tolerance and time horizon. Download the podcast on iTunes Download the podcast on feedburner Download this week’s show (MP3)
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January07

Protect Against Scams: 10 Questions to Ask Financial Advisors

SCAM ALERT! The North American Securities Administrators Association (NASAA) and the Financial Industry Regulatory Authority (FINRA) have both issued annual reports identifying the top threats investors are likely to face in 2015. The lists are lengthy, but a couple of new, noteworthy threats you should guard against include:  Pot Schemes: Legalization of marijuana has encouraged promoters
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January02

#200 The Social Security Special

What better way to celebrate our 200th show — and the first program of 2015 — then to have Social Security expert Bill Meyer as our guest! Bill is the founder and Managing Principal of the terrific SS resource, SocialSecuritySolutions.com. Download the podcast on iTunes Download the podcast on feedburner Download this week’s show (MP3) Bill discusses the
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