#157 Managing Credit Scores, Guarding against ID Theft


One of our favorite guests, nationally-recognized credit expert John Ulzheimer joins the show to help us manage our all-important credit reports and scores and to guard against identity theft.

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John started by issuing a wake-up call: Every retailer's system is vulnerable, so we should assume that our information is out there. He then explained what you should do if you are the victim of identity theft or you think that your information has been compromised, highlighted by a great explanation of the difference between a credit freeze and credit monitoring. If you want to read more of  John's great work, check out his web site or follow him on Twitter.

Thanks to Diana, we were able to talk about less expensive options for investment management (try MarketRiders or Rebalance-IRA.com) and Evan brought up how to select the best funds within his 401K.

Dean works in law enforcement and wants to know whether he can afford to retire, while Don is not sure if he is required to take an RMD, because he is sill working.

Thanks to everyone who participated and to Mark, the BEST producer in the world. Let me know if you think we should provide Mark with a little space to vent his various grievances with you...we're considering calling it "Mark's Musings". If you have a financial question, there are lots of ways to contact us:

  • Call 855-411-JILL and we'll schedule time to get you on the show LIVE