When it comes to debt, there's "good" debt and "bad" debt, and not all debt should be keeping you up at night.

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With both the husband and wife right around 55 years old, and still planning on working for a few more years, should any tweaks be made as they prepare to enter the homestretch?

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Mark and I have been doing some version of Jill on Money since 2011, and in this episode we read what may be the best email ever, so make sure you listen all the way until the end.

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

In your 20s, recently married, new homeowners, contributing to your retirement plans, is there anything else you should be doing to ensure you're on the right track?

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With not a lot remaining on a rental property mortgage, and a ton of cash sitting in the bank, should I go ahead and just pay it off?

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

This weekend on the show we're trying to help kids get smart about money.

To help us with our task, we're joined by Susan Beacham, co-founder and CEO of Money Savvy Generation.

Money Savvy Generation develops innovative products to help parents, educators and others teach kids the skills of basic personal finance. The company strives to empower kids to take control of their financial lives and, in turn, their futures.

Have a money question? Email us, ask jill [at] jill on money dot com.

Please leave us a rating or review in Apple Podcasts.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

This weekend on the show we're trying to help kids get smart about money.

To help us with our task, we're joined by Susan Beacham, co-founder and CEO of Money Savvy Generation.

Money Savvy Generation develops innovative products to help parents, educators and others teach kids the skills of basic personal finance. The company strives to empower kids to take control of their financial lives and, in turn, their futures.

Have a money question? Email us, ask jill [at] jill on money dot com.

Please leave us a rating or review in Apple Podcasts.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

You have a net worth of two million dollars, yet you can't help feeling like a loser. What in the world is going on here? It's actually a very common mindset, and one that Aunt Jill is happy to discuss.

Have a money question? Email us, ask jill [at] jill on money dot com.

Please leave us a rating or review in Apple Podcasts.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

If you're finding the current real estate market completely bonkers, does it make sense to keep renting and hope that things eventually settle down?

Have a money question? Email us, ask jill [at] jill on money dot com.

Before we get to your calls, which we will do, I promise, I need to rant for a bit about my recent trip to Las Vegas. Let's just say that I'm in no hurry to get back on a plane.

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

When it comes to your retirement plan, it's only natural to be worried and full of anxiety. But that's why we're here, to help you take that deep, calming breath.

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

If you're being pitched a financial product, and deep down inside you have a funny feeling, odds are you should probably listen to your gut.

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When it comes to financing a remodeling project, I'm all for using the most efficient strategy possible. A remodel is stressful enough, so let's not add to it :)

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

When it comes to your finances, it's very easy to feel a bit overwhelmed, especially when you factor in a substantial inheritance. 

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

I'm 50 and my husband is 60, are we on the right track with our current retirement game plan?

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Nothing like being pitched a whole life policy for your child! That's one that makes my blood boil.

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

When it comes to a pension, there's usually a few different options to consider, such as whether to take a lump sum or regular payments.

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Do we need an advisor? Well, it depends on how much you need that hand-holding personal service of a dedicated person.

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Aunt Jill gets to play marriage therapist yet again! In the latest relationship, we have a wife who wants to use a bunch of cash to pay down the mortgage and a husband who thinks they're better off investing the cash and using it for college education.

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Ever since last spring we've been getting a ton of mortgage questions, and here's another one related to a mortgage recast.

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.