Having a plan is great, but unfortunately things go wrong, forcing many of us to adjust on the fly.
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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.
Even though I plan on working forever, I realize a lot of you want to call it quits early. The question is whether or not you're in a financial position to do so.
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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.
For whatever reason so many people are obsessed with paying off the mortgage. But is it really the best financial decision?
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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.
A question that we hear more and more of these days, pay off the loan, which is usually at a low interest rate, or invest the money instead.
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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.
Kids are on the horizon, but probably not for a few more years, should you already be contributing to a 529 plan?
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Whether or not you need life insurance all depends on what's going on in your life. Some people need it, others do not.
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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.
You usually have a few options to choose from when you're trying to figure out what to do with an old retirement plan. Move it? Leave as is? Rollover into the new plan?
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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.
Now that you've added a baby to the mix, what's the priority? Saving for retirement or throwing a bunch of money into a 529 plan?
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Thankfully it's pretty common nowadays for employers to offer a Roth 401(k) option, which means you guys need to make a decision, Roth or pre-tax?
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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.
The cost of college makes for frightening headlines. The outstanding balance of student loans is more than $1.5 trillion nationally, while tuition continues to rise. And on the heels of a pandemic that nearly dismantled the traditional college experience, we have to wonder: Is college really worth it?
To help answer that question, we're joined this weekend by economist Beth Akers, whose recent book, Making College Pay: An Economist Explains How to Make a Smart Bet on Higher Education, shows how to improve your odds by making smart choices about where to enroll, what to study, and how to pay for it
It’s true that college is expensive, but once we see higher education for what it is, an investment in future opportunities, job security, and earnings, a different picture emerges: The average college graduate earns an additional million dollars over their career (compared to those who stopped their education after high school), and on average, two- and four-year schools deliver a 15 percent return on investment, double that of the stock market.
Yet these outcomes are not guaranteed. Rather, they hinge upon where and how you opt to invest your tuition dollars.
Simply put, the real problem with college isn’t the cost, it’s the risk that your investment might not pay off.
Have a money question? Email us, ask jill [at] jill on money dot com.
Please leave us a rating or review in Apple Podcasts.
"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.
The cost of college makes for frightening headlines. The outstanding balance of student loans is more than $1.5 trillion nationally, while tuition continues to rise. And on the heels of a pandemic that nearly dismantled the traditional college experience, we have to wonder: Is college really worth it?
To help answer that question, we're joined this weekend by economist Beth Akers, whose recent book, Making College Pay: An Economist Explains How to Make a Smart Bet on Higher Education, shows how to improve your odds by making smart choices about where to enroll, what to study, and how to pay for it
It’s true that college is expensive, but once we see higher education for what it is, an investment in future opportunities, job security, and earnings, a different picture emerges: The average college graduate earns an additional million dollars over their career (compared to those who stopped their education after high school), and on average, two- and four-year schools deliver a 15 percent return on investment, double that of the stock market.
Yet these outcomes are not guaranteed. Rather, they hinge upon where and how you opt to invest your tuition dollars.
Simply put, the real problem with college isn’t the cost, it’s the risk that your investment might not pay off.
Have a money question? Email us, ask jill [at] jill on money dot com.
Please leave us a rating or review in Apple Podcasts.
"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.
If you're feeling a bit frustrated about constantly working and not enjoying your money, you're not alone. I can provide some suggestions, but only you can change the situation.
Have a money question? Email us, ask jill [at] jill on money dot com.
Please leave us a rating or review in Apple Podcasts.
"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.
Options are a good thing, and when it comes down to deciding between a guaranteed pension or a 401(k) with a match, that's a tough one, and one that needs a bit of a deeper dive.
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Please leave us a rating or review in Apple Podcasts.
"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.
When it comes to debt, there's "good" debt and "bad" debt, and not all debt should be keeping you up at night.
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With both the husband and wife right around 55 years old, and still planning on working for a few more years, should any tweaks be made as they prepare to enter the homestretch?
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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.
Mark and I have been doing some version of Jill on Money since 2011, and in this episode we read what may be the best email ever, so make sure you listen all the way until the end.
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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.
In your 20s, recently married, new homeowners, contributing to your retirement plans, is there anything else you should be doing to ensure you're on the right track?
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With not a lot remaining on a rental property mortgage, and a ton of cash sitting in the bank, should I go ahead and just pay it off?
Have a money question? Email us, ask jill [at] jill on money dot com.
Please leave us a rating or review in Apple Podcasts.
"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.
This weekend on the show we're trying to help kids get smart about money.
To help us with our task, we're joined by Susan Beacham, co-founder and CEO of Money Savvy Generation.
Money Savvy Generation develops innovative products to help parents, educators and others teach kids the skills of basic personal finance. The company strives to empower kids to take control of their financial lives and, in turn, their futures.
Have a money question? Email us, ask jill [at] jill on money dot com.
Please leave us a rating or review in Apple Podcasts.
"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.
This weekend on the show we're trying to help kids get smart about money.
To help us with our task, we're joined by Susan Beacham, co-founder and CEO of Money Savvy Generation.
Money Savvy Generation develops innovative products to help parents, educators and others teach kids the skills of basic personal finance. The company strives to empower kids to take control of their financial lives and, in turn, their futures.
Have a money question? Email us, ask jill [at] jill on money dot com.
Please leave us a rating or review in Apple Podcasts.
"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.