What to Do With Home Sale Proceeds?

With some cash sitting on the sidelines from a recent real estate transaction, you have a couple options regarding the money. Which is the right choice?

Have a money question? Email us, ask jill [at] jill on money dot com.

Please leave us a rating or review in Apple Podcasts.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Passive Versus Active Investing

Ah yes, the active versus passive debate. Is there any argument to be made that active investing is better than passive?

Have a money question? Email us, ask jill [at] jill on money dot com.

Please leave us a rating or review in Apple Podcasts.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

How to Handle Extra Cash Flow?

For quite a while it was a one income household, now all of a sudden it's a two income household, which begs the question, what should we be doing with the extra cash flow?

Have a money question? Email us, ask jill [at] jill on money dot com.

Please leave us a rating or review in Apple Podcasts.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Can We Retire Early?

Even though I plan on working forever, I realize a lot of you want to call it quits early. The question is whether or not you're in a financial position to do so.

Have a money question? Email us, ask jill [at] jill on money dot com.

Please leave us a rating or review in Apple Podcasts.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Do I Need Life Insurance?

Whether or not you need life insurance all depends on what's going on in your life. Some people need it, others do not.

Have a money question? Email us, ask jill [at] jill on money dot com.

Please leave us a rating or review in Apple Podcasts.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

What to Do With Old Retirement Plan?

You usually have a few options to choose from when you're trying to figure out what to do with an old retirement plan. Move it? Leave as is? Rollover into the new plan?

Have a money question? Email us, ask jill [at] jill on money dot com.

Please leave us a rating or review in Apple Podcasts.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Deciding Between a Traditional or a Roth 401(k)

Thankfully it's pretty common nowadays for employers to offer a Roth 401(k) option, which means you guys need to make a decision, Roth or pre-tax?

Have a money question? Email us, ask jill [at] jill on money dot com.

Please leave us a rating or review in Apple Podcasts.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Making College Pay Part Two

The cost of college makes for frightening headlines. The outstanding balance of student loans is more than $1.5 trillion nationally, while tuition continues to rise. And on the heels of a pandemic that nearly dismantled the traditional college experience, we have to wonder: Is college really worth it?

To help answer that question, we're joined this weekend by economist Beth Akers, whose recent book, Making College Pay: An Economist Explains How to Make a Smart Bet on Higher Educationshows how to improve your odds by making smart choices about where to enroll, what to study, and how to pay for it

It’s true that college is expensive, but once we see higher education for what it is, an investment in future opportunities, job security, and earnings, a different picture emerges: The average college graduate earns an additional million dollars over their career (compared to those who stopped their education after high school), and on average, two- and four-year schools deliver a 15 percent return on investment, double that of the stock market.

Yet these outcomes are not guaranteed. Rather, they hinge upon where and how you opt to invest your tuition dollars. 

Simply put, the real problem with college isn’t the cost, it’s the risk that your investment might not pay off.

Have a money question? Email us, ask jill [at] jill on money dot com.

Please leave us a rating or review in Apple Podcasts.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Making College Pay Part One

The cost of college makes for frightening headlines. The outstanding balance of student loans is more than $1.5 trillion nationally, while tuition continues to rise. And on the heels of a pandemic that nearly dismantled the traditional college experience, we have to wonder: Is college really worth it?

To help answer that question, we're joined this weekend by economist Beth Akers, whose recent book, Making College Pay: An Economist Explains How to Make a Smart Bet on Higher Educationshows how to improve your odds by making smart choices about where to enroll, what to study, and how to pay for it

It’s true that college is expensive, but once we see higher education for what it is, an investment in future opportunities, job security, and earnings, a different picture emerges: The average college graduate earns an additional million dollars over their career (compared to those who stopped their education after high school), and on average, two- and four-year schools deliver a 15 percent return on investment, double that of the stock market.

Yet these outcomes are not guaranteed. Rather, they hinge upon where and how you opt to invest your tuition dollars. 

Simply put, the real problem with college isn’t the cost, it’s the risk that your investment might not pay off.

Have a money question? Email us, ask jill [at] jill on money dot com.

Please leave us a rating or review in Apple Podcasts.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

How to Change a Sucky Attitude

If you're feeling a bit frustrated about constantly working and not enjoying your money, you're not alone. I can provide some suggestions, but only you can change the situation.

Have a money question? Email us, ask jill [at] jill on money dot com.

Please leave us a rating or review in Apple Podcasts.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Pension or 401(k)?

Options are a good thing, and when it comes down to deciding between a guaranteed pension or a 401(k) with a match, that's a tough one, and one that needs a bit of a deeper dive.

Have a money question? Email us, ask jill [at] jill on money dot com.

Please leave us a rating or review in Apple Podcasts.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Are We on Track at 55?

With both the husband and wife right around 55 years old, and still planning on working for a few more years, should any tweaks be made as they prepare to enter the homestretch?

Have a money question? Email us, ask jill [at] jill on money dot com.

Please leave us a rating or review in Apple Podcasts.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.