A bit of a curve ball this week as we bring you interviews in both hours, something we’ll being doing through Labor Day as Mark and I try to take some time off and recharge the batteries!

First up it’s all about mortgages and refinancing, and realizing that when it comes to finding a mortgage for a new home purchase or a refinance, there’s more to consider than simply getting a low interest rate.

That's why we're bringing on Mike Raimi, Managing Director at Luxury Mortgage Corp.

Mike covers all the usual topics, such as a 15 or 30 year mortgage, who should (and should not) be looking to refinance, and how the real estate market has changed, if at all, given what's going on with the pandemic.

Hour two is all about timing.

Everyone knows that timing is everything. But we don't know much about timing itself. Our lives are a never-ending stream of "when" decisions: when to start a business, schedule a class, get serious about a person. Yet we make those decisions based on intuition and guesswork.

Timing, it's often assumed, is an art. But today’s second hour guest, Daniel H. Pink shows us that timing is really a science.

In When: The Scientific Secrets of Perfect Timing, Pink draws on a rich trove of research from psychology, biology, and economics, revealing how best to live, work, and succeed.

Have a money question? Email me here.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.