planning for retirement

Do I Need Permanent Life Insurance

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We start things off this week with Sally from Buffalo who inherited about $35,000 and is wondering what she should do with the proceeds. Up until now, the money has been sitting in the bank earning virtually nothing. There must be a better alternative!

Next up was Linda from New Jersey. With a good amount of savings, and various accounts out there, Linda is being pitched a permanent life insurance policy. Does she need it?

The email marathon continues in hour two. We’re now into mid-April, so not so bad. Next week marks the return of the second hour guests. Hooray!!!

Have a money question? Email me here.

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Financial Literacy

April might have been financial literacy month, but we celebrate financial literacy all year round on the Jill on Money podcast.

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To help us break down the ABCs of financial literacy, we’re joined by Nan Morrison, President and Chief Executive Officer of the Council for Economic Education.

The Council for Economic Education’s mission is to teach K-12 students about economics and personal finance. The goal is to reach and teach every child in every district and school so that they can make better decisions for themselves, their families and their communities.

The global economy has become so complex that the gap between what people know about economics and personal finance, and what they need to know, is widening every day.

Americans are increasingly responsible for their financial future; yet an alarming number lack even basic economic awareness. Only 43% of 12th grade students tested at or above proficient on the most recent National Assessment of Educational Progress economics assessment, and American teenagers fall in the middle of the pack globally in financial literacy.

Many parents are ill-equipped to instruct their children in economics and personal finance, and teachers, too, are often unprepared to impart this essential knowledge.

That’s why more than ever we need to be passionate about educating young people about an economy they will work in, benefit from, and ultimately, inherit.

Have a money question? Email me here.

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

How Much Do I Need for Retirement

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How much does one need saved for a comfortable retirement? You'll often hear 1x your salary by 30, 3x by 40, etc. Are these rules of thumb reliable? Or is each individual case different? That's the discussion with Sam from California who is wondering if he'll ever have enough saved. 

Have a money question? Email me here.

Please leave us a rating or review in Apple Podcasts.

Connect with me at these places for all my content:

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

How to Preserve Our Assets

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You've done a great job of saving and are now retired. All is good, right? Except if you're worried about preserving your assets. That's the conversation with Leath from North Carolina.

Have a money question? Email me here.

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Connect with me at these places for all my content:

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

How to Invest Extra Money

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While it's true that interest rates for savings accounts and CDs are on the way up, that doesn't necessarily mean it's a good excuse to keep 200k sitting in the bank. That's the discussion with Jackie on the latest call of the week.

Have a money question? Email me here.

We love feedback so please leave us a rating or review in Apple Podcasts.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Connect with me at these places for all my content:

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https://apple.co/2pmVi50

How to Invest Extra Money

Cash 3.jpg

While it's true that interest rates for savings accounts and CDs are on the way up, that doesn't necessarily mean it's a good excuse to keep 200k sitting in the bank. That's the discussion with Jackie on the latest call of the week.

Have a money question? Email me here.

We love feedback so please leave us a rating or review in Apple Podcasts.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Connect with me at these places for all my content:

http://www.jillonmoney.com/

https://twitter.com/jillonmoney

https://www.facebook.com/JillonMoney

https://www.instagram.com/jillonmoney/

https://www.youtube.com/c/JillSchlesinger

https://www.linkedin.com/in/jillonmoney/

http://www.stitcher.com/podcast/jill-on-money

https://apple.co/2pmVi50

Am I on Track for Retirement?

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We kicked things off this week with Brian from North Carolina. As he enters what he calls the "second half of the financial marathon," Brian wanted to run his current game plan by us. Is he on track or does he need to make some tweaks?

No second hour guest this week, and there probably won't be one for a few weeks, as we attempt to dig out from the ever growing pile of emails filling the inbox.

Have a money question? Email me here.

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http://www.stitcher.com/podcast/jill-... 

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

The Power of Pushback with Nigel Travis

We live in an era in which successful organizations can fail in a flash. But they can cope with change and thrive by creating a culture that supports positive pushback: questioning everything without disrespecting anyone.

Nigel Travis, executive chairman and former CEO of Dunkin' Donuts and Baskin Robbins, and author of The Challenge Culture: Why the Most Successful Organizations Run on Pushback, joins us on the latest episode of Jill on Money to explain how.

Nigel Travis has forty years of experience as a leader in large and successful organizations, as well as those facing existential crisis, such as Blockbuster as it dawdled in the face of the Netflix challenge.

In his ten years as CEO and chairman of Dunkin' Brands, Travis fine-tuned his ideas about the challenge culture and perfected the practices required to build it. He argues that the best way for organizations to succeed in today's environment is to embrace challenge and encourage pushback.

Everyone, from the new recruit to the senior leader, must be given the freedom to speak up and question the status quo, must learn how to talk in a civil way about difficult issues, and should be encouraged to debate strategies and tactics, although always in the spirit of shared purpose.

How else will new ideas emerge? How else can organizations steadily improve?

Have a money question? Email us here.

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