planning for retirement

Are We on Track for Retirement?

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Paid off over 100k in student loans? Check. Paid off the mortgage? Check. Saving a ton of money for retirement? Check. That's the gist of the conversation with Donna from Georgia who wanted to run her retirement game plan by us.

Have a money question? Email me here.

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Are Index Funds Dangerous?

Are Index Funds Dangerous?

While focusing on the Federal Reserve’s quarter-point interest rate cut, you may have missed an interesting milestone in the investing world: For the first time ever, U.S. index (passive) mutual funds have more money invested in them than active, stock picking funds.

Figuring out the Retirement Number

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So you’re planning for retirement and have a pretty good handle on your expenses and what you think you’ll need to live on when you hang it up. You even know what your ballpark Social Security estimate is. But what about Uncle Sam? How does one factor taxes into the retirement equation? That’s how we started the show this week with Heather from Denver.

More emails in hour two. This week and likely next and then we may be caught up! But for how long is the million dollar question…

Have a money question? Email me here.

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Connect with me at these places for all my content:

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Do I Need Permanent Life Insurance

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We start things off this week with Sally from Buffalo who inherited about $35,000 and is wondering what she should do with the proceeds. Up until now, the money has been sitting in the bank earning virtually nothing. There must be a better alternative!

Next up was Linda from New Jersey. With a good amount of savings, and various accounts out there, Linda is being pitched a permanent life insurance policy. Does she need it?

The email marathon continues in hour two. We’re now into mid-April, so not so bad. Next week marks the return of the second hour guests. Hooray!!!

Have a money question? Email me here.

Please leave us a rating or review in Apple Podcasts.

Connect with me at these places for all my content:

https://www.jillonmoney.com/

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Financial Literacy

April might have been financial literacy month, but we celebrate financial literacy all year round on the Jill on Money podcast.

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To help us break down the ABCs of financial literacy, we’re joined by Nan Morrison, President and Chief Executive Officer of the Council for Economic Education.

The Council for Economic Education’s mission is to teach K-12 students about economics and personal finance. The goal is to reach and teach every child in every district and school so that they can make better decisions for themselves, their families and their communities.

The global economy has become so complex that the gap between what people know about economics and personal finance, and what they need to know, is widening every day.

Americans are increasingly responsible for their financial future; yet an alarming number lack even basic economic awareness. Only 43% of 12th grade students tested at or above proficient on the most recent National Assessment of Educational Progress economics assessment, and American teenagers fall in the middle of the pack globally in financial literacy.

Many parents are ill-equipped to instruct their children in economics and personal finance, and teachers, too, are often unprepared to impart this essential knowledge.

That’s why more than ever we need to be passionate about educating young people about an economy they will work in, benefit from, and ultimately, inherit.

Have a money question? Email me here.

Please leave us a rating or review in Apple Podcasts.

Connect with me at these places for all my content:

https://www.jillonmoney.com/

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https://apple.co/2pmVi50

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

How Much Do I Need for Retirement

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How much does one need saved for a comfortable retirement? You'll often hear 1x your salary by 30, 3x by 40, etc. Are these rules of thumb reliable? Or is each individual case different? That's the discussion with Sam from California who is wondering if he'll ever have enough saved. 

Have a money question? Email me here.

Please leave us a rating or review in Apple Podcasts.

Connect with me at these places for all my content:

https://www.jillonmoney.com/

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https://apple.co/2pmVi50

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

How to Preserve Our Assets

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You've done a great job of saving and are now retired. All is good, right? Except if you're worried about preserving your assets. That's the conversation with Leath from North Carolina.

Have a money question? Email me here.

We love feedback so please leave us a rating or review in Apple Podcasts.

Connect with me at these places for all my content:

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https://www.stitcher.com/podcast/jill-on-money

https://apple.co/2pmVi50

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

How to Invest Extra Money

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While it's true that interest rates for savings accounts and CDs are on the way up, that doesn't necessarily mean it's a good excuse to keep 200k sitting in the bank. That's the discussion with Jackie on the latest call of the week.

Have a money question? Email me here.

We love feedback so please leave us a rating or review in Apple Podcasts.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Connect with me at these places for all my content:

http://www.jillonmoney.com/

https://twitter.com/jillonmoney

https://www.facebook.com/JillonMoney

https://www.instagram.com/jillonmoney/

https://www.youtube.com/c/JillSchlesinger

https://www.linkedin.com/in/jillonmoney/

http://www.stitcher.com/podcast/jill-on-money

https://apple.co/2pmVi50