housing market

CBS This Morning: Spring Housing Market

Last week, the Federal Reserve decided not to raise interest rates. The more dovish Fed outlook pushed down interest rates, which led mortgage rates to 14-month lows. The current 30-year fixed rate loan stands at just under 4.3 percent, just in time for the spring home buying season. I joined CBS This Morning to discuss.

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First Time Home Buyer Tips 2019

First Time Home Buyer Tips 2019

Spring home buying season has arrived and with wages up, mortgage rates down and inventory slowly increasing, many first time buyers are ready to enter the market. Before you get sucked into the vortex of never-ending open houses (say goodbye to your weekends!), you need to guard against the emotional pull that real estate creates, especially for those who have never gone through the process before.

When to Sell Real Estate

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Is there ever a perfect time to sell real estate? Is there such a thing as trying to time the market? That's the conversation on the latest bonus call with Gretchen from North Carolina.

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Housing Affordability Drops to Decade Low

Housing Affordability Drops to Decade Low

As the heated talk over tariffs dominated the financial news, you might have missed a notable fact: housing affordability has dropped to its lowest level in nearly a decade. That’s a shame, considering that the economy is picking up steam and incomes are finally creeping higher.

The Upside and Downside of Rising House Prices

The Upside and Downside of Rising House Prices

A couple of months ago, I noted that the housing market had a problem: there were too few homes for sale. Persistently low inventory means that there are a lot of frustrated would-be buyers out there, spending weekends at open houses. It also has led to home prices continuing to rise at a more than six percent clip from a year ago.

Listener Questions: Real Estate, Roth 401(k), Pension, Retirement Planning

Calls, calls, calls and emails, emails, emails! Today's show is all about your questions. We're so backed up that this may become a regular thing!

Hour one kicked off with Neil from Oregon who was wondering if now is a good time to buy a house. Neil currently rents but is worried if he waits much longer he may be priced out of the market. 

Next up was Brianne from the Bay Area who was looking for some pointers as she tries to help her parents get their financial lives in order. 

The final call of hour one comes from Samantha in North Carolina. Samantha is a grad student at Duke and wants to make sure she's on the right path for retirement when she retires in May. I love super young people who are already thinking about retirement! 

We kicked off hour two with Andrea from Minnesota who was wondering if it makes sense for her to start using the Roth 401(k) option at work. 

Next was Nathan from Albany, New York who is weighing the possibility of a new job. One huge factor is that his current job has a great pension plan and the potential new job does not offer a pension. 

The final call of the show comes from Ruth in Cleveland. Only 24 years old Ruth is finding herself with more cash in the savings account than she needs. What should she do? Is there a better alternative? 

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Consumer Reports Autos + Housing Market and Saving for Retirement

We started off this week with Gretchen in Charlotte. She and her husband know they want to sell their home but are wondering if they should just do it or should they wait and try to time the housing market? If you're a regular listener, you know where I'm coming down on this one! 

Next up was Al in Detroit. Recently married, Al wants to make sure that he and his wife are doing all they can to prepare for retirement. Little did Al know that I would tell him to cash in one of his accounts! 

We finished up hour one with the great email purge of 2018.

If you live in a big city, it can be easy to forget what it’s like to depend on a car. Urbanites tend to walk, take the subway or bus, ride a bicycle, or hop in a cab to get virtually everywhere.

But I grew up in the suburbs and know the vast majority of you listening to this show have a deep, personal relationship with your car. After all, next to your home, your car is one of the biggest assets you’ll purchase in life, which is why you are likely to have a ton of questions that need to be answered. 

Where does one turn to learn the best car buying tips? Today we have Mike Quincy, Automotive Content Specialist at Consumer Reports, one of the pros behind all things car-related at the magazine. 

Mike may have the coolest job in the world. He gets to race, I mean drive, basically every car imaginable around a test track and then write the reviews you read...a dream job for a total car geek. With almost 30 years under his belt, Mike has the answers to the most-frequently asked car questions:

  • Buy or lease?
  • Sedan or SUV?
  • Which model has the best crash test ratings?
  • Do I need to buy the extended warranty?
  • Which manufacturers should I avoid?

So as you hit the road and fantasize about a new set of wheels, this episode is a must listen before you walk into that dealership.

Have a money question? Email us here or call 855-411-JILL.

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.