Half Time for the Economy 2017
Half Time for the Economy 2017

The better than expected June jobs report and Federal Reserve Chair Janet Yellen’s upcoming Congressional testimony is a good opportunity to review where the U.S. economy stands at the mid point of 2017. Economic Growth: The broadest measure of economic growth is Gross Domestic Product (GDP). Over the past fifty years or so, the economy has grown by 3 percent annually. In the past decade, that rate has dropped to about 2 percent, with 2015 being the best year (+2.6 percent) and 2009 the worst year (-2.8 percent).

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BlogMark TalercioEmployment, Fed, Federal Reserve, FOMC, Home prices, Housing, interest rates, Jobs, Labor Market, mortgage rates, Stocks, unemployment rate
Ep. 027 - Summer Travel Tips with Peter Greenberg
Ep. 027 - Summer Travel Tips with Peter Greenberg
Mark Talercio401k, 529, 529plan, airfare, Betterment, betteroff, Boss, Career, Career Advice, careeradvice, cash, CBS, CBS News, CBSNews, CFP, China, counseling, Credit, creditcard, creditscore, cybersecurity, debt, economist, Economy, FAFSA, Fiduciary, fiduciarystandard, finance, financial aid, FinancialAid, financialliteracy, France, Fraud, funds, Greenberg, hack, hacker, hacking, hotels, identitytheft, IDTheft, Insurance, interest, interestrates, investing, IRA, Italy, Japan, Jill, JillSchlesinger, Jocko, kids, lifeinsurance, literacy, loss, Money, mortgage, network, networking, Paris, personalfinance, PeterGreenberg, podcast, Refinance, retire, Retirement, roth, Saving, savings, Schlesinger, Spain, Stocks, Student loans, studentloans, summer, summertravel, term, termlife, Thailand, Tokyo, Travel, trip, vacation, vacations, Wall St, wall street, wallst, wallstreet
Better Off BONUS call 020 - Retirement Planning
Better Off BONUS call 020 - Retirement Planning
Mark Talercio401k, 529, 529plan, Betterment, betteroff, Boss, Career, Career Advice, careeradvice, cash, CFP, Credit, creditcard, creditscore, debt, economist, Economy, FAFSA, Fiduciary, fiduciarystandard, finance, financial aid, FinancialAid, financialliteracy, funds, gig, hustle, Insurance, interest, interestrates, investing, IRA, Jill, JillSchlesinger, Jocko, kids, literacy, Money, mortgage, network, networking, personalfinance, podcast, Refinance, retire, Retirement, Roll over, Rollover, roth, Saving, savings, Schlesinger, Stocks, Student loans, studentloans, summer, wallst, wallstreet
Credit Scores Likely to Rise
Credit Scores Likely to Rise

Credit scores recently reached a record high and given changes to the industry, they could continue to rise. According to Fair Isaac Corporation (creator of the widely used FICO score), the average score hit 700 during the spring, the highest since at least 2005. As a reminder, FICO scores range from 300 to 850 and borrowers with scores above 750 are generally considered excellent, while scores below 650 are considered poor. The three most important factors that determine your FICO score are: payment history, total debt outstanding, which takes into account how many accounts you have and how close you are to your credit limit and the number of hard credit inquiries made on your behalf from mortgage, auto or student loan companies. 

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BlogMark TalercioCredit, Credit Report, Credit scores, Equifax, Experian, Fair Isaac Corporation, FICO, FICO Score, National Consumer Assistance Plan, NCAP, TransUnion
Ep. 026 - Personal Finance 101 with Liz Weston
Ep. 026 - Personal Finance 101 with Liz Weston
Mark Talercio401k, 529, 529plan, Betterment, betteroff, Boss, Career, Career Advice, careeradvice, cash, CFP, counseling, Credit, creditcard, creditscore, cybersecurity, debt, economist, Economy, FAFSA, Fiduciary, fiduciarystandard, finance, financial aid, FinancialAid, financialliteracy, Fraud, funds, hack, hacker, hacking, identitytheft, IDTheft, Insurance, interest, interestrates, investing, IRA, Jill, JillSchlesinger, Jocko, kids, lifeinsurance, literacy, Liz Weston, LizWeston, loss, Money, mortgage, Nerd Wallet, NerdWallet, network, networking, personalfinance, podcast, Refinance, retire, Retirement, roth, Saving, savings, Schlesinger, Stocks, Student loans, studentloans, term, termlife, Wall St, wall street, wallst, wallstreet, Weston
Better Off BONUS call 019 - 401(k)
Better Off BONUS call 019 - 401(k)
Mark Talercio401k, 529, 529plan, Betterment, betteroff, Boss, Career, Career Advice, careeradvice, cash, CFP, Credit, creditcard, creditscore, debt, economist, Economy, FAFSA, Fiduciary, fiduciarystandard, finance, financial aid, FinancialAid, financialliteracy, funds, gig, hustle, Insurance, interest, interestrates, investing, IRA, Jill, JillSchlesinger, Jocko, kids, literacy, Money, mortgage, network, networking, personalfinance, podcast, Refinance, retire, Retirement, Roll over, Rollover, roth, Saving, savings, Schlesinger, Stocks, Student loans, studentloans, summer, wallst, wallstreet