The aftermath of Hurricane Harvey will unfold for months to come. Unfortunately, natural disasters have a way of pointing out some of the more unsexy aspects of our financial lives, like the details of property and casualty insurance coverage. Of course the time to review and become familiar with the terms of your policies is not in the aftermath of a severe event, but before it occurs. That said, many victims of a flood learn quickly that standard homeowners’ policies cover structural and water damage only in limited circumstances, like when a falling tree knocks a hole in a roof or breaks a window, allowing rain to fall inside.

Ep. 035 - Strategies for Achieving Peak Performance

Mark TalercioAugust 31, 2017401k, 529, 529plan, Amazon, behavior, behavioraleconomics, Betterment, betteroff, book, books, Boss, brain, Career, Career Advice, careeradvice, cash, CBS, CBS News, CBSNews, CFP, counseling, Credit, creditcard, creditscore, crime, criminal, cybersecurity, debt, economist, Economy, Fabritius, FAFSA, Fiduciary, fiduciarystandard, finance, financial aid, FinancialAid, financialliteracy, Fraud, Friederike, funds, hack, hacker, hacking, identitytheft, IDTheft, Insurance, interest, interestrates, investing, iPhone, IRA, Jill, JillSchlesinger, Jocko, kids, leadership, LeadingBrain, lifeinsurance, literacy, loss, Madoff, Money, mortgage, network, networking, peak, performance, personalfinance, podcast, real estate, realestate, realtor, realtors, Refinance, retire, Retirement, roth, Saving, savings, Schlesinger, Stocks, Student loans, studentloans, technology, term, termlife, TheLeadingBrain, Wall St, wall street, wallst, wallstreet, whitecollar

Better Off BONUS call 028 - Financial Advisor

Mark TalercioAugust 29, 2017401k, 529, 529plan, allocate, allocation, Betterment, betteroff, Boss, Career, Career Advice, careeradvice, cash, CFP, Credit, creditcard, creditscore, debt, diversification, diversify, economist, Economy, FAFSA, Fiduciary, fiduciarystandard, finance, financial aid, FinancialAid, financialliteracy, funds, gig, Housing, housingmarket, hustle, Insurance, interest, interestrates, investing, IRA, Jill, JillSchlesinger, Jocko, kids, literacy, loan, loans, Money, mortgage, network, networking, personalfinance, podcast, real estate, realestate, Refinance, retire, Retirement, Roll over, Rollover, roth, Saving, savings, Schlesinger, Stocks, Student loans, studentloans, summer, wallst, wallstreet

Economic Impact of Harvey and Tax Reform

Hurricane Harvey had a devastating catastrophic and life threatening impact across the Gulf and as the region prepares to clean up, analysts are worried that the economic effect could be devastating. The Texas Gulf Coast oil and gas industries are likely to see the first wave of problems. It is estimated that the region accounts for nearly a third of the nation's refinery capability. Given that many refineries had to close ahead of the storm, Americans could see gas prices spike by between 5-15 cents a gallon, especially in the South, Southeast and mid-Atlantic. Prior to the storm, the region enjoyed some of the lowest prices at the pump, ranging from about $2.10 to $2.21 per gallon, versus the national average of $2.36, according to AAA. Although the increase could be dramatic, it is likely to be brief.

CFP® Pro Tip of the Week - August 25, 2017

Mark TalercioAugust 25, 2017advice, Betterment, Career, cash, CFP, debt, Fidelity, Fiduciary, finance, invest, investing, IRA, JillSchlesinger, Money, mortgage, network, networking, podcast, Refinance, retire, Retirement, roth, Schlesinger, Vanguard, wallst, wallstreet, Wealthfront, WSJ

Ep. 034 - Stacking Benjamins: Earn, Save, and Spend Money With a Plan

Mark TalercioAugust 24, 2017401k, 529, 529plan, Amazon, Anderson, Benjamins, Betterment, betteroff, book, books, Boss, Career, Career Advice, careeradvice, cash, CBS, CBS News, CBSNews, CFP, Chickenshit, Chickenshitclub, Comey, counseling, Credit, creditcard, creditscore, crime, criminal, cybersecurity, debt, DOJ, economist, Economy, Eisinger, Enron, FAFSA, Fiduciary, fiduciarystandard, finance, financial aid, FinancialAid, financialliteracy, Fraud, funds, hack, hacker, hacking, identitytheft, IDTheft, Insurance, interest, interestrates, investing, iPhone, IRA, JesseEisinger, Jill, JillSchlesinger, Jocko, kids, leadership, lifeinsurance, literacy, loss, Madoff, Money, mortgage, network, networking, NewAmerica, personalfinance, podcast, Propublica, prosecutor, prosecutors, real estate, realestate, realtor, realtors, Refinance, retire, Retirement, roth, Saul-Sehy, SaulSehy, Saving, savings, Schlesinger, StackingBenjamin, StackingBenjamins, Stocks, Student loans, studentloans, technology, term, termlife, Wall St, wall street, wallst, wallstreet, whitecollar

Better Off BONUS call 027 - Asset Allocation

Mark TalercioAugust 22, 2017401k, 529, 529plan, allocate, allocation, Betterment, betteroff, Boss, Career, Career Advice, careeradvice, cash, CFP, Credit, creditcard, creditscore, debt, diversification, diversify, economist, Economy, FAFSA, Fiduciary, fiduciarystandard, finance, financial aid, FinancialAid, financialliteracy, Florida, funds, gig, Housing, housingmarket, hustle, Insurance, interest, interestrates, investing, IRA, Jill, JillSchlesinger, Jocko, kids, literacy, loan, loans, Los Angeles, LosAngeles, Money, mortgage, network, networking, personalfinance, podcast, real estate, realestate, Refinance, retire, Retirement, Roll over, Rollover, roth, Saving, savings, Schlesinger, Stocks, Student loans, studentloans, summer, wallst, wallstreet

Should I Sell My Stocks?

If during a two week summer vacation, you heard that there was an escalation of tensions between the US and Korea; two international terrorist attacks; a US domestic terrorist attack; a looming debt ceiling crisis; and political upheaval in the White House, you might think that US stock markets would be in free-fall. You would be mistaken. Although markets were down over the most recent fortnight, the damage was fairly limited—about two percent overall. Even with the recent declines, the S&P 500 remains 8.3 percent higher on the year and just 2.2 percent below its record high, while the NASDAQ is up 15.5 percent in 2017. Given these numbers, its not surprising that the most frequently asked question that I have fielded over the past month has been, “I can’t believe that market is doping so well, considering (fill in the blank)…SHOULD I SELL MY STOCKS?”

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