While many were enjoying an extended break last week, there was good news and bad news on the financial independence front. For the economy, independence from a Federal Reserve rate cut proved to be the right course of action, at least for now.
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As more employers incorporate Roth options into work-based retirement accounts, many of you have written to ask which one is preferable. As always, the answer depends on your situation. The big difference between a traditional retirement option and a Roth is about when you pay taxes. With a traditional option, you pay in the future and with a Roth, you pay today.
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